I-hambisa ngu bekhokelwe Yesizwe-Association of elinolwazi isitalato nee-arhente, nto leyo ibandakanya -Russian kwimakethi iinkokeli, nge-Association of jonga iibhanki, Ngamazwe-Mali Corporation kanjalo ukuba bathathe inxaxhebaKulo nyaka uphelileyo, uncollectible yemali-mboleko yakho yakwa kukunceda kakhulu ukuya kwi- bhiliyoni roubles baba ithengiswe ukuze Russian uqokelelo nee-arhente ezingamahlakani. Ngokunxulumene entsha imigaqo, iibhanki uthengisa-mboleko izikhundla ukuba i-arhente kufuneka anike hayi nje ulwazi malunga ityala ubungakanani, isakhiwo, nokuba kubekho collateral, kodwa kanjalo unike ulwazi ngokuhlawula imbali, kwaye nabo ngamnye debtor, ngokunjalo ulwazi malunga indlela imali eseleyo ityala bebe yesebe eqokelelweyo phambi ziyathengiswa. Ngaphandle ukususela kwelo, imvume evela debtor ukubonelela personal i-data umntu wesithathu kanjalo kukho imfuneko. Ingcaphephe kuthi namhlanje abakho jikelele iimfuno i-data malunga ityala izikhundla zithengiswe yi Russian iibhanki, oko kwenza substantial umngcipheko inyanga ye-credit nee-arhente ezingamahlakani. Artur Alexandrovich, i-CEO e Pristav uqokelelo-arhente, complains ukuba"rhoqo iibhanki zama kuyo"i-pig kwi pokekwezinye iimeko iibhanki nkqu ngalo zabo amatyala ngaphandle amaxwebhu ayimfuneko ukuya kuqokelela a kwentlawulo, ngaphandle i-credit sivumelwano, umzekelo"Elena Dokuchaeva, i-CEO e Sequoia Credit Consolidation ithi ezinye iibhanki nkqu ngalo amatyala athe ngokuqinisekileyo akasoze abe recovered njengoko baba ekhutshwe phantsi fraudulent iimeko, ukongeza ukuba, ngokunxulumene yakhe uqikelelo, malunga - amatyala zithengiswe yi-iibhanki kunyaka ngamnye ingaba fraudulent.
bhiliyoni kukunceda kakhulu ka-izikhundla, isirussian uqokelelo nee-arhente kulo nyaka uphelileyo bought $- yezigidi kukunceda kakhulu ka-uncollectible iimali-mboleko.
Omtsha imigangatho kwenza yentengiso ngakumbi ngaphaya, kwimakethi kumadoda, ngakumbi nabafana ukuba abatyali-mali kuquka langaphandle nezinamandla, kwaye a inyathelo lesi-ngakulo a ngakumbi regulated kwimakethi ngokunxulumene Artur Alexandrovich.
Dokuchaeva idibanisa ukuba namhlanje, nkqu ngamazwe abatyali-mali musa ukufumana ulwazi baya kusetyenziswa, apho inhibits zabo zentengiso abalindi ngasesangweni. Bankers kwi-Russia aren khange resisting eli phulo, kunye Oleg Skvortsov, usekela-CEO e Renaissance Credit, esithi okokuba na systematization kwaye standardization ngu dibanisa inyathelo.
